AI companion cost calculator: subscriptions and credit packs

A monthly subscription can be only one part of the bill. Image, video and voice features may require extra purchases. Enter your own checkout amounts to estimate the cash required, rather than assuming an advertised starting price covers ordinary use.

Choose the correct charging model

Direct charge: use this when a provider tells you an additional image, video or call minute has a monetary price. Enter that cost and the number you expect in a month.

Credit packs: use this when activities consume tokens or coins and you must buy them in whole bundles. Enter monthly included credits, the extra pack size and its cash price, plus credits required per action. The calculator rounds additional packs up to whole purchases: needing one extra credit may mean buying a whole pack.

How to make the estimate useful

1. Copy the base subscription from the final checkout, not a short-lived promotion. If a plan is billed annually, use the true monthly equivalent only for budgeting; you may still owe the full year upfront.
2. Record the included monthly allowance and whether unused coins roll over. Our estimate conservatively treats unused included credits as non-transferable unless you account for them manually.
3. Estimate a routine month and a busy month. Try 5, 20 and 50 media actions, rather than optimistically entering zero.
4. Save a screenshot or note of the provider’s own billing page and cancellation route before purchasing.

What is not included

This is not a provider price feed or a currency converter. It does not add VAT, US-dollar conversion, bank fees or refunds; do not add tax twice if your checkout figures already include it. Some services include activity bundles with subscription tiers or apply promotional rates, which this simplified model cannot infer.

Read our pricing guide for documented examples and direct comparisons before choosing a subscription. All values remain local to your browser session and are not stored by this site.